The brand story, operating figures, value proposition and compliance qualifications are all clear at a glance.
Your Trusted MSB-Compliant Gateway for Secure, Professional P2P/C2C Payments by Localized Networks
Who we are
P2PChinapay focuses on Mainland China P2P payment channel. The related U.S. MSB license is held by an LLC (No. 31000290525575). The operating team has deep experience in China's financial markets and understands the core pain points cross-border businesses face when collecting from mainland Chinese users, including unstable rails, low success rates, and slow settlement.
When we were founded, we set our goals:Be the cross-border payment service that understands China payments best. Through years of intensive development, we have established the largest and most stable P2P cardholder resource network in China, and continue to invest in technology research and development to integrate channel orchestration, risk control engine and compliance management.
List of key operating indicators, details are subject to audit and business disclosure.
Year the service launched · Hong Kong
Deeply engaged in payment in mainland China
Number of access banks
Global service merchant
Covering countries and regions
Total transactions processed annually
Technology and risk control team
Mission
Through technological innovation and resource integration, we provide global enterprises with the most stable and efficient P2P payment connection in mainland China, eliminate cross-border payment barriers, and promote global business development.
Vision
Become the world's preferred P2P payment infrastructure provider in Mainland China.
Values
Hong Kong company registration, compliance operation
ISO 27001 Information Security Management System Certification
PCI DSS Level 1 Certification
With the self-developed platform as the core, it connects clearing, risk control and API gateways to provide merchants with observable, auditable and evolvable P2P RMB payment capabilities.
Comprehensive P2P China Payment Solution
Multi-dimensional signal routing is selected in milliseconds, channel health is written back in real time, and grayscale and circuit breaker strategies are supported.
Accounts, devices, behaviors and networks are jointly scored; rules can be versioned and audit traces can be exported.
Multi-channel account aggregation, automatic checking of differences, and support for merchant-side account splitting and settlement batches.
Signatures, replay protection, quotas and circuit breakers; integrated management of multi-environment keys and IP whitelists.
Full-link Trace, success rate/delay/error code dashboard, supporting merchants’ customized alarms.
Cross-availability zone deployment and automatic switching, change windows can be drilled to meet peak and holiday stability.
Routing and risk control capabilities are subject to the actual contract and audit materials; if you need an API list, architecture diagram or background screenshot, please request it during the business process.